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For those with little to no credit, Zibby is a simple lease-to-own payment option. Pay the same as cash (no interest!) if paid off within 90 days of your purchase.
Or choose to pay over more than 90 days, with interest. At any time during the month you will have the option to continue making payments or pay off your balance.
Combine your financing with other promotions or discounts.
Add your product to the cart and proceed to checkout
Fill in your billing and shipping details and proceed to payment method
Choose Zibby as your payment method
Fill in the application and complete your purchase
You will make your first payment by debit or credit card when you checkout.
Eight will confirm and ship your order.
Zibby will send you an email or text message regarding upcoming payments which you can make with a credit card, debit card, bank transfer, or check.
Payments are easily managed at Zibby.com.
"Getting financing was easy. I got a response in few minutes and was offered zero-interest which made my purchase a no-brainer. I pay just $75 a month and got a brand new amazing techy bed!"
- Caroline T., Eight Customer
"I went ahead and applied to finance my smart mattress. It was simple and there is no commitment even after you see your rates. I was offered a great rate and low monthly payments. Happy with my buy!"
- Jason M., Eight Customer
All products on eightsleep.com are eligible for financing. There is no minimum, and no limit to how many products you can finance in one order.
Lease-to-own means that you will make recurring lease payments for the use of the product(s) they have selected. There is no long term obligation to continue leasing, and you can return the product to Zibby at any time, with no further obligation other than for amounts past due.
In addition, there are several options to acquire ownership of the product being leased. A Zibby lease offers flexibility that may make it more attractive than financing. At the end of your recurring lease cycle, you can choose to continue your lease with more recurring payments, purchase the product(s), or return the product(s). (normal wear-and-tear is accepted).
Zibby’s auto-renewing leases are available in lengths of 12, 18 or 24 months depending on the lease amount and state in which you reside.
You can return your items at any time before your next monthly payment without consequence or hidden fees.